Unfortunately, Injured individuals are often unjustly denied benefits by their own insurance providers. If you’ve faced denials for short or long-term disability benefits, you’ll need the services of experienced lawyers to assist you in getting the benefits you need and deserve.
Our experience includes effectively advocating for individuals dealing with various conditions, including depression, anxiety, fibromyalgia, chronic pain, chronic fatigue syndrome, autoimmune disorders, mild traumatic brain injury, chronic headaches, psychological trauma, post-traumatic stress disorder, long COVID, and a wide range of other disabling medical conditions.
If you suspect that your short or long-term disability or critical illness benefits have been wrongly denied in Ontario, you need a lawyer who will stand by you and defend your rights.
Insurance Policies: You may have access to long-term and short-term disability insurance through your employer’s benefit plan, or you may have purchased it directly from an insurer. By paying the required premiums, employees and private purchasers are entitled to disability benefits in the event of an injury or disability that hinders their ability to work.
Reasons for Denials: Regrettably, insurance companies do not always fulfill their end of the bargain and deny claims for reasons such as:
- Claimants not being deemed disabled
- Claimants being capable of performing a different job
- Claimants allegedly misrepresent their medical conditions on their insurance applications
We believe that disabled employees should receive the benefits they are entitled to, and we are committed to achieving the best outcomes for our clients, no matter what it takes.